The situation
Downside CFADS is ₹72 crore and minimum DSCR is 1.30×. Scheduled interest would be ₹15 crore.
Your task
What debt service and principal fit the downside?
Reveal step-by-step solution
Set up the problem
Maximum service = ₹72 ÷ 1.30 ≈ ₹55.38 crore.
Work through the numbers
Principal component = ₹55.38 − ₹15 ≈ ₹40.38 crore.
Interpret the result
The annual principal ceiling is about ₹40.38 crore on the assumed interest. Check each period and solve the full schedule before sizing debt.
What to remember
Divide downside cash by minimum coverage, then model interest and principal over the full tenor.