All finance lessons

Credit and Banking

Read a borrower’s cash flows, stress repayment and size a facility.

Lessons in order

Build each skill in sequence, or jump to a topic you need to review.

  1. Read a bank’s net interest marginIntermediate · Ready to start
  2. Read a borrower’s financial statementsIntermediate · Ready to start
  3. Build a debt and liquidity scheduleIntermediate · Ready to start
  4. Debt service coverageFoundation · Ready to start
  5. Measure covenant headroomAdvanced · Ready to start
  6. Expected credit lossFoundation · Ready to start
  7. Interpret asset quality and provisionsIntermediate · Ready to start

Capstone case

Use the numbers to defend a decision in two steps.

Size a supplier’s credit facility